Loan Aggregator — 3 to 3,000+ Applications Daily
Scaled an NBFC-bound loan aggregator from 3 to 3,000+ applications per day — a 1,000× lift with zero processing complaints and regulatory-grade architecture.
Region
India
Duration
2 years · ongoing
Team
7 engineers
Engagement
Greenfield build + operations
Applications
3 → 3,000+ per day
Complaints
Zero processing complaints
Architecture
Production-ready for NBFC compliance
The Challenge
What they were up against
Kashti FinServ, a loan aggregator applying for NBFC license, was processing just 3 applications per day. They needed a scalable platform to handle growth.
Loan origination flow limited to 3 manual applications per day
No automation across eligibility, KYC, and underwriting
Infrastructure not ready for NBFC regulatory scrutiny
Every new partner integration required weeks of custom work
Our Approach
How we moved in
We built the entire tech stack, implemented DevOps with efficient Kubernetes architecture, enabling massive scale with zero complaints.
Designed the origination flow for compliance from first commit
Built a plug-and-play partner integration framework
Kubernetes-backed services with per-tenant isolation
Automated audit trails across every decision point
The solution, in detail
End-to-end digital origination with e-sign and e-KYC
Decision engine with rule-based underwriting and overrides
Regulatory audit logs immutable by design
Partner onboarding reduced to configuration, not code
Business Impact
The outcomes that matter
Applications processed per day grew from 3 to 3,000+
Zero processing complaints since launch
NBFC-ready architecture — passed regulatory due diligence
New partner onboarding cut from weeks to days
3 → 3,000+ per day
Daily processing volume
Zero processing complaints
Processing reliability
Production-ready for NBFC compliance
Regulatory readiness
Founder
Kashti FinServ
Built with
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